Tips for accepting an BCA credit card application : YayasanBaik

How to Create a BCA Credit Card to Get acc faster

Few people think it ‘s that hard to make a BCA credit card . BCA is the largest private bank in Indonesia. In the community, year after year BCA grows into the best private bank both in terms of products, services and others.

There arevarious types of services and products provided by BCA, one of which is credit cards. Of the different types of credit cards offered by banks, it can be said that BCA credit cards have many enthusiasts. Even every day there are people who are interested in applying for a BCA credit card.

A Credit card is now like earning cash in need, especially in m ace as it is now, compared tok a n d paying incash, paying usinga credit card is considered more fun and convenient. We don’t have to pay the entire bill until the end of the month.

Even for business people, credit cards are very useful because they can be used to buy goods for production needs firstat the end of the month just make payments according to the amount of the invoice. If you’re more interested in using a BCA credit card, here’s how to create a BCA credit card and complete information.

Benefits of having a BCA credit card

Owning a BCA credit card will certainly provide a variety of benefits compared to other banks’ credit cards. First advantage, you can enjoy very competitive credit rates. All BCA credit cards you use, whether Visa or Master Card, all have very attractive interest rates.

Second, it can comfortably shop abroad. You can shop abroad using a BCA credit card safely and nyaman, in addition the exchange rate owned by this credit card is very low. BCA even provides BCA Travel Service, which will help you while on vacation abroad.

Third, payments are accepted in real time. If you make a credit card payment using a BCA ATM, BCA By Phone, orusing different transaction content from BCA, the amount of restrictions you have automatically increases immediately at that time, even ifyou make a payment during the holidays.

Fourth, it has a very wide trading network. How to make a BCA credit card  is so in demand, one of which is because of these advantages. The bca credit card-owned trading network is very broad, even supported by more than 1200 branches deployed across the country. BCA even worked with 6500 retailers.

Types of BCA CC you should know

BCA provides a wide variety of types of credit cards and is divided according to payment. In addition, the limit of this credit card is also different, so you can tailor it to your needs and income. The following is complete information on the choice of BCA credit card types:

  1. Some cards are included in a type of BCA card such as The Everyday Card. There is also a Platinum card with a limit of 20 million IDRs, as well as an annual fee of 250 thousand IDRs. Finally, there is the Indomaret card with a limit of 3 million IDRs and an annual fee of 125 thousand IDRs. How to make a BCA credit card is very simple.


  1. BCA Mastercard. In the BCA Mastercard type platinum type has a limit of IDR 20 million while the annual fee is IDR 450 thousand, the black type has a limit of IDR 20 million and an annual fee of IDR 450 thousand, finally Matahari Mastercard, a limit of 3 million and an annual fee of IDR 125 thousand.


  1. Visa Batman has an annual fee of 125 thousand IDRs and a limit of 3 million IDRs, a Visa Black limit of 20 million IDRs and an annual fee of 450 thousand IDRs, Visa Singapore Airlines, an annual fee of 500 thousand IDRs and a limit of 20 million IDRs. How to make a BCA Black credit card  is very difficult, but the given limitation is large.


  1. Types of BCA JCB cards are divided into two types, namely national privileges and world privileges. This credit card product is actually a special product, so you can contact BCA directly for information about annual fees and card restrictions.

How to Create a BCA Credit Card

Before making a credit card from bca, you must ensure that you meet the various requirements provided by the BCA, such as a minimum age of 21 and a maximum of 65 years, then a minimum monthly income of Rp. 4 million, and for some cards at least Rp. 3 million.

Documents that must be prepared when applying for a card such as an ID card, proof of income for employees and professionals. If you are self-employed, you must submit financial statements. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and a business establishment for the self-employed.

If the different documents are complete, how to create a BCA credit card can be done online and offline. If you want to sign up online, you can go through the BCA website directly or through financial services that have collaborated with BCA.

If you decide to apply for an offline credit card, you only need to visit the nearest BCA affiliate, with various documents. Later, customer service will help you process the card app. Fill out all the forms provided by customer service, make sure you fill them out completely. So that the card can be processed faster.

Tips for accepting an BCA credit card application

While making a BCA  credit card is very simple, in order for your credit card application to be accepted, you need to meet different requirements. You must fill in all the documents requested by the bank. In addition, make sure that the requested documents are in line with your needs so that requests can be processed quickly.

Second, make sure you have a good credit history. The BCA bank, of course, won’t accept applications if you have a bad credit history. So make sure you don’t have installment arrears or a history of non-performing loans for at least the last 6 months. If you still have installments, be sure to pay on time.

Third, income according to the criteria required by the bank. It is explained that the minimum income must be IDR 3 million, and there are several cards that are IDR 4 million. Make sure your income is appropriate. Some types of work can be quite risky, if you can start saving using BCA so there are enough savings there.

Fourth, have enough savings in your BCA account. In fact, it will be easier if you have a sufficient amount of money in your BCA account or are a BCA customer for many years. Becoming a loyal customer, of course the bank will consider your application well.

A BCA credit card may indeed be the best choice for those of you who want to have a credit card with professional and complete services, especially since the offers given every month are very attractive. How to create a BCA credit card  is also very simple and the process is very fast, so what are you waiting for.

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